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Credit Analyst

Credit Analyst

Full Job Description

We are a financial technology company on a mission to make financial services simple, inclusive, and accessible for the doers and dreamers globally. We are building the digital bank for the next billion!

So far, more than 6 million people in emerging markets have borrowed through our Android app, which provides instant credit scoring, lending, education, and other personalized financial services. Headquartered in Santa Monica, we support the needs of our customers in Kenya, Mexico, Philippines, and India.

What you’ll do

  • Effectively assess and communicate the health of a given country’s portfolio, and make recommendations on credit strategy changes when necessary
  • Identify, test, and implement credit strategy, including approval/decline decisions and loan limit, pricing, and duration offerings
  • Contribute to the development of new products and features for various customer segments
  • Partner with other functional members of the country team to drive positive customer and business outcomes


  • Proven strong problem solving and analytical skills
  • Proficiency in SQL and either Python or R
  • Ability to set and manage own agenda based on business priorities and relative impact
  • 1-3 years experience in analytical roles, with track record of success in FinTech, consumer lending, consumer banking or related industries preferred
  • Ability to pull, process, and interpret vast amounts of data in a self-sufficient manner
  • Ability to use a combination of data, assumptions, and intuition to formulate recommendations
  • Ability to navigate the product life cycle – taking an initiative from ideation to implementation
  • Curiosity that will enable you to quickly digest the Tala loan product business model and understand our target customer segment
  • Comfort working and effectively communicating in a fast paced, dynamic environment with distributed teams

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