Micro-Enterprise Credit

We offer entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment.

This facility is extended to economically active individuals for personal needs, including those with viable businesses and capacity to borrow. We have an efficient Micro Sector Team that facilitates the provision of services that address some essential service needs of the Micro Banking Sector.

  • Loan facilities between N50,000-N499,000.
  • Stock hypothecation to be taken
  • Customer and guarantors to provide cheques for loan amount between N201,000-N499,000
  • 10%-15% Guarantee fund.
  • 4% interest rate
  • Fees of 3.5%
  • Tenor 180 days maximum

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